This work has for purpose to demonstrate to the forms of aiming of the profits or damages gotten for the inserted financial institutions in the cooperativista system, displaying still the advantages for the cooperated ones that they make use of the services offered for the cooperatives of credit in relation to the people whom if they submit to the same services, but offered by other modalities of financial institutions, more specifically the commercial banks. The great differential to associate it a credit cooperative – consisting financial institution under cooperativista regimen – is in the fact of that this type of entity acts objectifying one better economic efficiency, considering still, well-being of cooperated its. Through this scientific work it will be possible to analyze the importance that the credit cooperatives exert on the economy and which advantages it offers cooperated its, through a comparative study enters the financial cooperatives of credit and institutions s.a., specifically in the aiming of gotten results. Here, Sam Lesser expresses very clear opinions on the subject. Scientific and excessively material books, magazines, bibliographical articles had been used for the development of this work that had come to contribute for the enrichment of this. The study it demonstrates how much he is more advantageous to in general use the services offered for the cooperatives of credit in comparison to the same services offered for the commercial banks, beyond the return gotten I divide through it of the leftovers. Word-keys: cooperative of credit, results, advantage.. For more information see this site: Sam Lesser UPenn.